A Satisfaction of Security Instrument is a document that shows an individual has paid a deed of trust or a mortgage in full.
 
A Security Instrument is a document that creates an interest in real property. Security Instruments include deeds of trust, mortgages and other grants of security interest such as assignments of leases and rents.
 
A recorded satisfaction releases the Security Instrument from the land records in the county where the property is located.
 
Please check with your own attorney or mortgage company for further assistance.

Four ways to record a Satisfaction of Security Instrument
 
1 Satisfaction of Security Instrument: This document shows that a loan has been satisfied and the Security Instrument is terminated. It must be signed by the secured creditor (except a trustee), acknowledged by a Notary Public and contain the required1 information from the original Security Instrument. N.C.G.S. § 45-36.10(a).
 2 Trustee's Satisfaction of Security Instrument: The Trustee or Substitute Trustee may submit a "Trustee's Satisfaction of Deed of Trust." It must be signed by the Trustee or Substitute Trustee, acknowledged by a notary public and contain the required1 information from the original Security Instrument. 
N.C.G.S. § 45-36.20.
 3 Affidavit of Satisfaction: A borrower's attorney may prepare and record an Affidavit of Satisfaction to reflect a lender's unjustified failure to provide a record of Satisfaction. The affidavit must be signed by an attorney licensed to practice law in North Carolina and acting as a "Satisfaction Agent." This affidavit must also be acknowledged by a notary public and contain all the information required1 from the original Security Instrument. N.C.G.S. § 45-36.16.
 4    Electronic Recording: Usually submitted by a mortgage vendor. Click here for more information related to eRecording.


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Type of Security Instrument: Deed of trust, mortgage, assignment of leases and rents, etc.
Name of the Borrower: Original grantor, trustor or mortgagor.
Name of the secured party/parties: Original beneficiary, mortgagee. Signature may be different depending on the note holder at the time of Satisfaction.
Book and page number of the Security Instrument to be satisfied.
 
 
Forms you may need
Note: Forms should be printed on legal paper (8.5" x 14").