Check out these housing related websites:

Homeownership & Finding a Home

  • Habitat for Humanity in Wake County – Habitat for Humanity is a nonprofit housing organization. Habitat serves low-income citizens of Wake County who are in substandard or overcrowded housing, or are trying to escape violent neighborhoods.

  • DHIC.org – Established in 1974, DHIC, Inc., is a private nonprofit housing development company that builds high-quality affordable housing in the Research Triangle Region of North Carolina. DHIC's homeownership center assists clients in credit, budgets and homeownership.

Find Affordable Housing / Renting 

Credit & Financing

  • Can you afford to buy a house?
    • Self-Help Credit Union – Self-Help is a community development lender that has provided more than $3.5 billion in financing to 40,000 homebuyers, small businesses and nonprofits. Self-Help reaches people who are underserved by conventional lenders – particularly minorities, women, rural residents, and low-wealth families – through the support of socially-responsible citizens and institutions across the U.S.

    • Fanniemae.com – Fannie Mae is a private, shareholder-owned company that works to make sure mortgage money is available for people in communities all across America. They do not lend money directly to homebuyers. Instead, they work with lenders to make sure they don't run out of mortgage funds, so more people can achieve the dream of homeownership.

  • Credit Counseling
    • Triangle Family Services – As a member of the National Foundation for Credit Counseling, CCCS has nationally certified credit counselors for daytime, evening and telephone appointments. CCCS services are available in downtown Raleigh and at the Women's Center in Chapel Hill.

  • Predatory Lending
  • Learn about predatory mortgage lending from the North Carolina Consumer Protection Section.

  • How do credit scores work? Check out Fico.com.

  • Credit Bureau
  • By law, you may obtain a free copy of your credit report once every 12 months from each of the nationwide consumer credit reporting agencies, Equifax, Experian and TransUnion. Visit www.annualcreditreport.com to learn how to access this information by e-mail, telephone or regular mail, or visit the reporting companies at:
  • Want information on private mortgage insurance? Privatemi.com

  • Government Loans
    • Hud.gov – The U.S. Department of Housing and Urban Development's website offers sections on homeownership, HUD homes, fair housing, homeless, consumer information and much more!

    • Veterans Affairs Home Loans – U.S. Department of Veterans Affairs has information on VA loans, certificates of eligibility, VA-acquired properties and application forms.

    • HUD and other Homes for sale – Several federal agencies have properties to sell. In fact, HUD sells both single-family homes and multifamily properties. Check them out – one might be just what you're looking for!

    • North Carolina Housing Finance Agency – NCHFA is a self-supporting public agency. The Agency operates federal and state housing programs, including the Mortgage Revenue Bond Program, Low-Income Housing Tax Credit Program and N.C. Housing Trust Fund.

    • USDA Rural Housing Guaranteed Loans & Direct Loans – Learn about the U.S. Department of Agriculture's Rural Housing Guaranteed Loans and Direct Loans.

    • City of Raleigh Homeownership Program – City of Raleigh – Citywide Homeownership Program & City of Raleigh Downpayment Assistance Program. You may qualify for up to $30,000 in down-payment assistance. Visit the City of Raleigh website to find out more!