home for sale First Steps:

          • How do you determine if you are ready for homeownership?
          • Some questions that you may begin to ask yourself would be:
          • Do I have a steady source of income?
          • Have I been employed on a regular basis for the last 2 to 3 years?
          • Do I have a good credit record of paying my bills?
          • What are my long-term credit obligations? (automobile payments, college loans)
          • Do I have money saved for a down payment?
          • Do I have the ability to pay a mortgage every month, plus the additional costs associated with owning a home?
          • After paying my monthly mortgage and my other bills, would I have enough money left over to live comfortably?
The answers to some of these questions can be obtained by attending a comprehensive homebuyers' workshop. Click here for workshop information

Local Habitat for Humanity:

Can you afford to buy a house?

Local Homeownership Centers

HUD homebuying Information

Low-to-moderate income housing rehabilitation (repair) for homeowners in Wake County

  • Wake County Affordable Housing
  • Community Action, Inc. – Serving Wake, Johnston, Lee and Harnett counties. Free Weatherization & Home Repair to elderly, handicapped, or low fixed-income citizens. Please call for qualifications and eligibility guidelines. Main Office (Smithfield) 919-934-2145 / Lee County Office 919-776-0746 / Harnett County Office 910-814-8360

Down Payment Assistance Programs